Today's Rates

Last update: July 30, 2008 09:03 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	5.875	2.000	6.063
	6.000	1.250	6.118
	6.125	0.750	6.196
	6.250	0.250	6.274
	6.375	-0.125	6.363
15 yr fixed conforming	5.375	2.125	5.706
	5.500	1.500	5.733
	5.625	1.000	5.781
	5.750	0.625	5.847
	5.875	0.250	5.914
3/1 ARM	0.000	0.000
30/5 yr fixed or 5/1 ARM	5.375	1.625	5.551
	5.500	1.250	5.565
	5.625	0.875	5.578
	5.750	0.500	5.592
	5.875	0.250	5.618
30/7 yr fixed or 7/1 ARM	5.500	1.875	5.632
	5.625	1.375	5.649
	5.750	1.000	5.678
	5.875	0.625	5.707
	6.000	0.375	5.747
10/1 ARM	5.750	0.000	5.634
	5.875	0.500	5.762
	6.000	1.000	5.892
	6.125	1.500	6.024
	6.250	-0.375	5.929
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	6.250	1.625	6.406
	6.375	0.500	6.423
	6.500	0.000	6.500
	6.625	-0.375	6.589
	6.750	-0.500	6.701
15 yr fixed jumbo	0.000	0.000
3/1 jumbo ARM	0.000	0.000
5/1 jumbo ARM	5.375	1.625	5.551
	5.500	1.250	5.565
	5.625	0.500	5.544
	5.750	0.125	5.558
	5.875	-0.250	5.572
7/1 jumbo ARM	5.875	1.375	5.777
	6.000	0.875	5.794
	6.125	0.500	5.824
	6.250	0.000	5.841
	6.375	-0.250	5.882
10/1 jumbo ARM	0.000	0.000
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only	5.375	0.875	5.482
	5.500	0.500	5.496
	5.625	0.125	5.510
	5.750	-0.250	5.523
	5.875	-0.500	5.549
7/1 ARM Interest-Only	5.625	1.375	5.649
	5.750	1.000	5.678
	5.875	0.625	5.707
	6.000	0.375	5.747
	6.125	0.000	5.776
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only	5.125	2.375	5.523
	5.250	2.000	5.537
	5.375	1.625	5.551
	5.500	1.250	5.565
	5.625	0.875	5.578
7/1 ARM jumbo Interest-Only	5.875	1.625	5.801
	6.000	1.125	5.818
	6.125	0.750	5.847
	6.250	0.250	5.864
	6.375	0.000	5.906
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.